http://www.yourhealthinsurance.com Learn about your health insurance alternatives to save you time, money and your health. Sun, 17 Feb 2008 06:31:26 +0000 http://backend.userland.com/rss092 en Recently I had the opportunity to switch health insurance carriers. Why switch? First, my existing carrier increased my premiums regularly. This was interesting, because I didn't make one claim in over 3 years and only used 1 doctor visit a year towards my deductible. I certainly wasn't a strain on their ... http://www.yourhealthinsurance.com/the-fastest-way-to-get-lowest-cost-health-insurance/ Look out, you may be asked to pay more for your company's health insurance plan if you're out of shape. That's right, more and more companies are taking a controversial approach by 'encouraging' employees to get fit by lowering their insurance premium deductibles if they pass a yearly physical fitness test. ... http://www.yourhealthinsurance.com/employers-encourage-getting-in-shape-with-insurance-premium-incentives/ With healthcare, medications and insurance costs rising, it isn’t surprising that people are trying to figure out ways to avoid getting sick and choosing a better lifestyle to lower health insurance costs. There is actually quite a bit you can do to help save some cash. Mostly, it's just a ... http://www.yourhealthinsurance.com/five-ways-to-trim-your-medical-costs-and-save/ Are you having trouble getting your insurance company to pay your medical expenses? It's not uncommon. When managed care entered the insurance scene a decade ago, its mandate was to contain rising medical costs. One way to do that is to deny claims, even when claims are legitimate. The consumer ... http://www.yourhealthinsurance.com/how-to-fight-an-denied-health-insurance-claim/ Recently a woman from Las Vegas sought out to buy health insurance. She searched around and found something that looked and sounded just like health insurance. The Las Vegas woman wasn't 65 yet, which means she doesn't qualify for Medicare, so she went online looking for health insurance. She ended ... http://www.yourhealthinsurance.com/health-insurance-versus-discount-plans/ Supplemental insurance benefits, like heart/stroke insurance or cancer insurance are paid directly to the insured, unless otherwise required by Medicare supplemental insurance. Hospital and major medical insurance benefits are paid directly to the provider, where you would normally have to pay a small co-payment, if anything. But if an emergency ... http://www.yourhealthinsurance.com/the-pros-cons-of-supplemental-health-insurance/ Most individuals can get good group rates through their employers. As long as your place of business has more than 50 employees and actually offers a medical plan, you ought to be able to get a good deal. The overall cost is based on how many of the employees actually ... http://www.yourhealthinsurance.com/how-to-get-group-health-insurance-rates-as-an-individual/ Make sure when deciding on an individual health policy that you shop around and get several options to consider. Policies can range in what they cover and cost dramatically, so make sure you get the best plan that fits your needs for the best price. Don’t get pulled into all ... http://www.yourhealthinsurance.com/helpful-hints-when-shopping-for-individual-health-insurance-plans/ Nearly one-third of all health insurance premiums increased to 30 percent or more recently. At that rate, the average cost of health insurance per employee will exceed $3,000. Seventy-three percent of senior executives believe health care costs will continue to increase 20 percent or more each year for the next ... http://www.yourhealthinsurance.com/looking-to-cut-your-company-health-insurance-costs-here-are-five-ways/ When deciding on health insurance, one needs to be aware of his or her needs first and foremost. Many plans are similar but with slight variations in coverage and expenses. Most insurance companies offer similar deductibles and cover all the standard routine issues that arise in health. Some plans are ... http://www.yourhealthinsurance.com/the-6-must-have-things-to-look-for-in-a-health-insurance-plan/