Are you having trouble getting your insurance company to pay your medical expenses? It’s not uncommon. When managed care entered the insurance scene a decade ago, its mandate was to contain rising medical costs. One way to do that is to deny claims, even when claims are legitimate. The consumer backlash led to many states […]

Recently a woman from Las Vegas sought out to buy health insurance. She searched around and found something that looked and sounded just like health insurance. The Las Vegas woman wasn’t 65 yet, which means she doesn’t qualify for Medicare, so she went online looking for health insurance. She ended up finding something called Healthcare […]

Supplemental insurance benefits, like heart/stroke insurance or cancer insurance are paid directly to the insured, unless otherwise required by Medicare supplemental insurance. Hospital and major medical insurance benefits are paid directly to the provider, where you would normally have to pay a small co-payment, if anything. But if an emergency were to happen or you […]

Most individuals can get good group rates through their employers. As long as your place of business has more than 50 employees and actually offers a medical plan, you ought to be able to get a good deal. The overall cost is based on how many of the employees actually have the insurance plan. The […]