In the United States, there are about generally five different types of health insurance available: traditional health insurance; PPO’s or preferred provider organizations; POS or point-of-service plans; HMO’s or health management organizations; and most recently, HSA’s or health savings accounts. With so many types of health insurance, it may be confusing to try and figure out which […]

Being unemployed can be a financial downside. You may be dependant on someone else to cover your daily expenses such as a place to live and food. Health insurance is something that everyone needs and not enough people have available because of these other financial burdens. Any emergency such as a car accident or broken bone will require […]

When you are finally done with your high school education, there is no doubt that you’ll be enrolling into college or higher education. Many times when a child reaches the age of 20, they are no longer covered by their parents’ insurance. This can lead to a troubling situation if they are not working and […]

Long-Term Care Insurance is still fairly new on the market and a lot of people don’t know that it even exists or what it covers. Even those who have heard the term don’t know always when benefits are paid, how they are designed, and who qualifies or needs coverage. Many people don’t think about this […]